How to Buy Crypto with Klarna

Bottom Line: Klarna streamlines its customers' jump into the world of digital currencies by enabling fund transfers to approved brokers within its operating jurisdictions. The company supports a plethora of deposit methods, including Klarna/Sofort bank transfer, Klarna Card and more.

A comprehensive review of numerous reputable trading platforms has identified eToro as the top choice for Klarna customers. As a flexible multi-asset platform, eToro provides access to a broad spectrum of asset classes, from leading cryptocurrencies, stocks, indices, and fiat currencies, to commodities and ETFs.

Can I Buy Crypto with Klarna?

At present, Klarna does not offer a specialized service for conducting Bitcoin or any other cryptocurrency transactions through its platform. While it lacks specific cryptocurrency investing products, Klarna does allow its customers to transfer funds to approved European cryptocurrency platforms via Klarna (Sofort) transfer or Klarna Card.To safeguard your investments, it's crucial to select a cryptocurrency trading platform that is regulated by relevant financial authorities, such as the Swedish Financial Supervisory Authority (Finansinspektionen) or ESMA in Europe.

How to Buy Crypto with Klarna and Sofort

The most effective way to purchase Bitcoin, Ethereum, and other cryptocurrencies using Klarna is to employ a regulated broker that facilitates online banking deposits and withdrawals with Klarna. A broker like eToro offers investors the convenience of depositing over 40 fiat currencies through methods such as Sofort bank transfer, SEPA, Klarna Card and other debit and credit cards, PayPal, and more.

For those unfamiliar with this procedure, here are the steps to purchase crypto with eToro using your Klarna account:

  1. Open a free account on eToro and complete the verification process.
  2. Select 'Deposit Funds', choose your preferred method, and transfer funds from your Klarna account.
  3. Navigate to the search bar, find your desired cryptocurrency, and click 'Trade'.
  4. Enter the amount you intend to purchase and click 'Open Trade'.
How to Buy Crypto with Klarna.

Klarna Cryptocurrency Policy

Klarna recognizes the potential and growing interest in Bitcoin and other cryptocurrencies among its users, supporting customers based in Sweden and across Europe who are intrigued by these digital assets. The company facilitates transactions with digital asset exchanges that are licensed by the Swedish Financial Supervisory Authority (Finansinspektionen) or an equivalent European regulatory body. This offers customers a direct pathway to buy and trade cryptocurrencies.

This progressive approach underscores Klarna's commitment to innovation and customer-centric services, ensuring a smooth and secure experience for those interested in exploring the rapidly evolving digital asset market.

Deposit and Transaction Fees

If you're thinking of venturing into the world of cryptocurrencies through Klarna, it's crucial to fully understand the potential costs associated with such endeavors. Here's a brief overview of the usual expenses that crypto enthusiasts may encounter when dealing with digital assets:

  • Deposit Fees: Unlike many crypto exchanges that offer free deposits, Klarna may impose certain transfer fees. It's advisable to confirm these fees with Klarna. Deposits made using a Klarna-linked credit card may incur a charge that exceeds 2%.
  • Transaction Fees: Most crypto trading platforms typically apply a spread, a small fraction of each transaction. This spread depends on the cryptocurrency and the platform, usually around 1%.

Remember, the fees can differ between platforms. Therefore, it's recommended to thoroughly review the current fee information with your selected cryptocurrency exchange and Klarna.

The Bottom Line

In conclusion, while Klarna does not directly facilitate cryptocurrency transactions, it does allow its customers to securely transfer funds to regulated cryptocurrency platforms in Europe. eToro serves as a significant broker that supports online banking deposits from Klarna, enabling effortless cryptocurrency purchases for investors.

However, potential investors should be aware of deposit and transaction fees associated with their chosen platform and Klarna. While Klarna's strategy demonstrates its commitment to innovation and customer-focused services, it's crucial to fully comprehend the associated costs to maximize the benefits of your cryptocurrency investments.


Can I buy Crypto and pay later with Klarna?
Does Klarna directly offer Crypto?
Does Klarna support direct cryptocurrency transactions?

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