Can I Buy Bitcoin or Crypto using CaixaBank?
CaixaBank, does not provide the direct option to purchase cryptocurrencies such as Bitcoin. However, CaixaBank customers can utilize their accounts to transfer funds or use their cards to make Euro (EUR) deposits on a reputable cryptocurrency exchange in Spain. These platforms enable you to safely and confidently invest in the asset class in a regulated environment.
How to Buy Crypto with CaixaBank
The best way to invest in crypto assets such as Bitcoin or Ethereum with CaixaBank is by sending Euros to a regulated and licensed digital asset exchange to purchase crypto directly on the platform. eToro is the top choice for CaixaBank customers as it offers fast and EUR deposits to buy and sell over 3,000 assets.
Follow this short and simple guide to get started:
- Open a free account on eToro and complete the verification process.
- Click 'Deposit Funds', pick a method, and transfer EUR from CaixaBank.
- Go to the search bar, locate the desired token, and click 'Trade'.
- Enter the amount you wish to purchase and click 'Open Trade'.

CaixaBank Cryptocurrency Policy
CaixaBank demonstrates a forward-thinking approach to cryptocurrency by allowing its customers to send and receive funds from regulated digital asset exchanges to buy and sell crypto. Recognizing the increasing demand for digital currencies, CaixaBank supports secure transactions with regulated exchanges in the country. This progressive stance highlights the bank's commitment to innovation and financial inclusion in the age of cryptocurrencies.
Deposit and Trading Fees
When considering investing in cryptocurrencies via any trading platform using CaixaBank, it's important to understand the potential costs involved. Here's a general breakdown:
- Deposit Fees: Trading platforms often do not charge a fee for deposits, allowing you to transfer funds from your CaixaBank account free of charge. However, some charges may be applied by CaixaBank itself for such transfers. It's advisable to check these details with your bank.
- Trading Fees: Many cryptocurrency trading platforms operate on a spread-based trading fee model. This involves charging a percentage (the spread) of each transaction. The spread can vary depending on the specific cryptocurrency being traded and the platform itself. Additional fees might also be applied for holding positions overnight or over weekends.
These are general principles and actual fees can vary from one platform to another. Always verify the most current fee information directly with the trading platform and your bank before proceeding with transactions.
The Bottom Line
CaixaBank, while not offering direct cryptocurrency purchases, enables customers to confidently invest in digital assets through regulated exchanges such as eToro. CaixaBank's forward-thinking approach highlights its commitment to embracing digital currencies, fostering innovation, and promoting financial inclusion. Although there might be potential costs involved, the bank's support for crypto transactions allows Spanish investors to safely step into the crypto space and diversify their investment portfolios, thus paving the way for a future-oriented financial landscape.