Best Crypto Exchanges Poland

Bottom Line: Investors in Poland looking for the best cryptocurrency exchange to buy, sell and trade digital assets will need to find a platform licensed by the Polish Financial Supervision Authority (PFSA). With this method, you can deposit Polish Zloty (PLN) via bank transfer, SEPA transfer, Blik, and other payment methods to safely invest in the asset class.

Upon careful examination of all the safe and PFSA-compliant crypto trading platforms, we have determined the top five digital asset exchanges in Poland:

  1. eToro (Best Overall Exchange in Poland)
  2. Uphold (Best Exchange for Crypto Staking)
  3. Bybit (Best Exchange for Derivatives Trading)
  4. Binance (Best Exchange in Poland for Altcoins)
  5. OKX (Best Trading Platform for Beginners)

Top Crypto Apps in Poland

To highlight the leading cryptocurrency trading platforms for Polish investors, our specialists have created a comprehensive evaluation process that compares the most secure and trusted choices. You must select an exchange governed by the Polish Financial Supervision Authority (KNF) and the European Securities and Markets Authority (ESMA). By utilizing this approach, we have effectively pinpointed the top five cryptocurrency exchanges in Poland. 

1. eToro

eToro is the best overall crypto platform in Poland, according to our assessment, offering a vast selection of assets for trading, including 70 cryptocurrencies, over 3000 shares, 18 indices, 27 commodities, 49 fiat currencies, and 300 ETFs. The platform is fully regulated and licensed by the European Securities and Markets Authority (ESMA), ensuring a secure and trustworthy trading environment for users in Poland.

A key feature of eToro is its affordable fee structure, with free deposits and withdrawals, zero commissions on trading and industry-leading spreads. The platform offers 24/7 customer support through live chat, email, and an online ticketing system, as well as multiple PLN deposit methods, such as bank transfer, credit/debit card, Payoneer, Skrill, Neteller, Rapid Transfer, and Blik. In conclusion, eToro's extensive asset range, competitive fees, and strong regulatory compliance make it the top choice for trading cryptocurrency in Poland.

  • Minimum Deposit: 200 PLN.
  • Supported Tokens: 70 Cryptocurrencies & 3000+ other assets.
  • Regulatory Compliance: Regulated and licensed by European Securities and Markets Authority (ESMA).
  • PLN Funding Method: Credit/Debit Card, PayPal, Neteller, Skrill, Rapid Transfer, Bank Transfer & Blik.
eToro Poland

2. Uphold

As a top contender in the Polish cryptocurrency market, Uphold is renowned for its wide variety of digital assets and staking opportunities. With headquarters in London, the exchange offers over 250 cryptocurrencies and 100+ other assets via its platform, regulated by the Polish Financial Supervision Authority (PFSA). Uphold's commitment to safeguarding customer funds is demonstrated through its audited proof-of-reserves, setting it apart as a highly secure exchange in Poland.

The platform accommodates a range of convenient PLN deposit methods, such as bank transfer, SEPA, credit/debit card, Google Pay, and Apple Pay. Additionally, Uphold boasts a user-friendly interface and provides 24/7 customer support via live chat and email. While a 2.49% fee is applied to card deposits, other deposit methods are free of charge. Crypto trading fees on Uphold range from 0.8% to 1.2%, offering competitive rates compared to other exchanges.

  • Minimum Deposit: 100 PLN.
  • Supported Tokens: 250+ Cryptocurrencies & 100+ other assets.
  • Regulatory Compliance: Regulated and licensed by the Financial Conduct Authority (FCA) in the UK and Europe.
  • PLN Funding Method: Debit/Credit Card, SEPA, Google/Apple Pay, & Bank Transfer.

3. Bybit

Bybit ranks as the third-best crypto platform and the premier choice for derivatives trading in Poland. Bybit's sophisticated trading platform, celebrated for its high liquidity, competitive fees, and leveraged trading options, appeals to seasoned traders seeking swift execution and anonymity. The platform is also well-regarded for its exceptional user experience on both web and mobile platforms, and its no-KYC policy, which allows users to sign up without providing identity information.

Committed to user privacy, Bybit employs state-of-the-art security measures, making it a favoured option among privacy-focused cryptocurrency enthusiasts in Poland. Moreover, Bybit provides proof of reserves, ensuring that users' funds are held on a 1:1 basis.

  • Minimum Deposit: 50 PLN.
  • Supported Tokens: 400+ Cryptocurrencies.
  • Regulatory Compliance: Unregulated and does not require KYC.
  • PLN Funding Method: Bank Transfer, SEPA Transfer, Blik, PayPal, Credit/Debit Card, Google Pay, Maestro & more.

4. Binance

Binance is a renowned global cryptocurrency exchange offering an extensive selection of over 350 cryptocurrencies, including popular options like Bitcoin and Ethereum. The platform is acknowledged for its wide range of features, such as spot trading, derivatives trading, and crypto options trading. Binance also boasts a competitive fee structure, with fees starting at 0.1% for spot trades and 0.06% for derivatives contract trading.

Binance is currently regulated by the PFSA in Poland and holds a virtual asset service providers (VASPs) license, which decreases platform & custody risk for traders. Despite rumours and news,  the exchange remains trustworthy and continues to provide a reliable user experience for its Polish customers.

  • Minimum Deposit: 100 PLN.
  • Supported Tokens: 350+ Cryptocurrencies.
  • Regulatory Compliance: Regulated by the PFSA and holds a VASP License.
  • PLN Funding Method: Bank Transfer, SEPA, Credit Card, & Debit Card.
Binance Poland

5. OKX

OKX emerges as the fifth choice for Polish investors, offering one of the most user-friendly experiences for beginner investors with its award-winning web and mobile app. Similar to all the exchanges on this list, it maintains transparency in its assets and provides proof of reserves. OKX is well-known for its DeFi hub, which supports a variety of features including an NFT marketplace, its own blockchain (OKX chain), a native wallet (OKX Wallet), a DEX (decentralized exchange), a yield aggregator, and a native bridge. It is also recognized for its derivatives trading, which can be done with up to 100x leverage.

  • Minimum Deposit: 50 PLN.
  • Supported Tokens: 300+ Cryptocurrencies.
  • Regulatory Compliance: Unregulated and does not require KYC.
  • PLN Funding Method: Bank Transfer, Credit/Debit Card, SEPA, Apple Pay or Google Pay.

How is Crypto Regulated in Poland?

Cryptocurrency trading is entirely legal in Poland, with the Polish Financial Supervision Authority overseeing its use and ensuring compliance with financial and anti-money laundering (AML) regulations. As a European Union member, Poland adheres to the EU's legal framework on digital assets, including the 5th Anti-Money Laundering Directive.

As a result, cryptocurrency service providers, including exchanges and wallet providers, must register with the PFSA and adhere to strict guidelines, such as customer due diligence (CDD) and reporting suspicious activities. This stringent regulatory environment promotes a secure and reliable ecosystem for investors and users of cryptocurrencies in Poland.

‍Is Buying Crypto Legal under Polish law?

It is legal and safe to buy, sell and trade crypto assets in Poland. It’s important to remember that under Polish law, cryptocurrency is considered legal tender and therefore is subject to taxes. A capital gains tax of 19% applies to assets held for less than a year, while investments held for more than a year are exempt from taxation. When using cryptocurrencies to purchase goods or services, value-added tax (VAT) may apply.

The Bottom Line

To sum up, Polish investors seeking the best cryptocurrency exchange should prioritize platforms licensed by the Polish Financial Supervision Authority. Our comprehensive analysis of the top crypto exchanges in Poland has identified the top five options: eToro, Uphold, Bybit, Binance, and OKX.

These exchanges offer a combination of security, user-friendly interfaces, diverse asset selections, and competitive fees, ensuring a safe and reliable trading experience. As cryptocurrency trading is legal and regulated in Poland, investors can confidently enter the market, keeping in mind the taxation implications and legal requirements that come with cryptocurrency investments.


What are the top cryptocurrency exchanges in Poland?
How is cryptocurrency trading regulated in Poland?
Are there tax implications for trading cryptocurrencies in Poland?

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