Best Crypto Exchanges Netherlands

Bottom Line: For Dutch crypto investors, locating a trusted exchange adhering to Dutch regulations is crucial. To help you get started, our specialists have evaluated the top trading platforms in the Netherlands, shortlisting the top 5. These were assessed on security measures, the variety of Euro deposit methods including bank transfers iDEALand credit card, their fee structures, and more.

Following our study, we've compiled an overview of the top 5 Dutch-regulated cryptocurrency exchanges:

  1. eToro (Best Exchange in the Netherlands)
  2. Bybit (Best Derivatives Trading Platform)
  3. Bitpanda (Best 24/7 Multi-Asset Exchange)
  4. Bitvavo (Best Dutch Crypto Exchange)
  5. OKX (Best for Institutional Clients)

Top Crypto Apps in the Netherlands

Our comprehensive review process singles out the best digital currency apps for Dutch investors. We study each platform's crypto range, Euro deposit handling via Dutch payment methods like iDeal and SEPA, user-friendliness, fees, and security measures. We also assess compliance with regulations from De Nederlandsche Bank (DNB) and the Authority for Financial Markets (AFM). Following this review, we've handpicked the top five cryptocurrency exchanges in the Netherlands.

1. eToro

eToro emerges as the best cryptocurrency exchange in the Netherlands and is renowned for being the most trustworthy exchange in the country and across Europe. It is a multi-asset exchange that offers 4000 assets across six asset classes. The platform is accessible in Dutch, and provides customer support in the language. We have selected eToro as the top choice for investors based in the Netherlands as it is highly secure, regulated by CySEC, offers a wide range of assets, and offers free and instant EUR deposits in multiple payment methods including iDEAL.

  • Minimum Deposit: €20 EUR.
  • Supported Tokens: 92 Cryptocurrencies & 4000+ other assets.
  • Language Options: Dutch, Chinese & 18 other languages.
  • EUR Funding Method: iDEAL, Credit/Debit Card, PayPal, Neteller, Skrill, Rapid Transfer, Bank Transfer, Sofort, Klarna & Trustly.

2. Bybit

Bybit claims the runner-up spot in the Netherlands as it is a popular global exchange that boasts over 10 million users in 180+ countries globally. As a non-European platform, it functions beyond regional regulations and does not require its users to undergo KYC verification, which means Dutch investors can utilize the platform without confirming their identity. Aside from not requiring KYC, it’s also popular for its derivatives trading feature which allows users to trade futures with leverage up to 100x on all of its derivatives and options contracts.

  • Minimum Deposit: €10 EUR.
  • Supported Tokens: 400+ Cryptocurrencies.
  • Language Options: English & 21 other languages.
  • EUR Funding Method: Credit/Debit Card, Google Pay, Maestro, Revolut, Advcash, Paysera, SEPA & Bank Transfer.

3. Bitpanda

Bitpanda secures the third place in the Netherlands and is considered one of the most secure exchanges in Europe. Similar to eToro, it is a multi-asset exchange but the only difference is that Bitpanda offers stocks and commodities 24/7, whereas eToro only offers these assets within exchange hours. However, the exchange cannot be used in Dutch and does not offer support in the language. Notably recognized for its transparency, the platform undergoes regular audits by KPMG and provides proof of funds, highlighting that assets are backed 1:1 on the platform.

  • Minimum Deposit: €25 EUR.
  • Supported Tokens: 250+ Cryptocurrencies & 2000+ other assets.
  • Language Options: German, English, Italian, French, Spanish, and Polish.
  • EUR Funding Method: SEPA, Sofort, Neteller, Skrill, Credit/Debit Card, EPS & Giropay.

4. Bitvavo

Bitvavo is a prominent cryptocurrency exchange based in Amsterdam and was established in 2017. It offers a user-friendly platform with robust security and supports 180 digital assets. Bitvavo provides an intuitive interface that can be tailored to suit the needs of both novice and experienced traders. The only downside of Bitvavo is its extremely high fees which can charge upwards of 2.5% on deposit methods like Sofort and 2% for PayPal deposits. In addition to deposit fees, the exchange also charges a trading fee and a spread.

  • Minimum Deposit: €25 EUR.
  • Supported Tokens: 180 Cryptocurrencies.
  • Language Options: Dutch & English.
  • EUR Funding Method: SEPA, iDEAL, EPS, Sofort, PayPal & Giropay.

5. OKX

OKX is the fifth-best Cryptocurrency trading platform for Dutch investors. Unfortunately, similar to Bitpanda, OKX does not offer Dutch language services but does support English. Like the majority of exchanges on this list, it also upholds transparency regarding its assets and supplies proof of reserves, showing users' funds are held 1:1 on the exchange. OKX predominantly serves institutional clients and offers broker programs, VIP crypto loans, an on-demand liquidity network for professional and institutional traders, an OTC desk, and additional services.

  • Minimum Deposit: €10 EUR.
  • Supported Tokens: 300+ Cryptocurrencies.
  • Language Options: English & 21 other languages.
  • EUR Funding Method: Bank Transfer, Credit/Debit Card, SEPA, Apple Pay, or Google Pay.

‍Is Crypto Taxed in the Netherlands?

In the Netherlands, cryptocurrency is classified as a digital asset and not as a currency. Crypto is taxed under the income tax system, and individuals' crypto holdings are typically taxed under Box 3 as "other property" with a flat 30% rate applied to a return based on the asset's value.

However, if an individual engages in active trading or mining as a business activity, the profits, and losses are taxed under Box 1 as "stock in trade". Exchanging cryptocurrencies for traditional currencies is exempt from Value Added Tax (VAT), but goods and services purchased with crypto are subject to standard VAT rates. 

Is Crypto Trading Legal in the Netherlands?

Yes, cryptocurrency is completely legal in the Netherlands, and the Dutch government recognizes digital currencies as legitimate financial assets under the purview of the Dutch Central Bank (De Nederlandsche Bank, DNB). As a result, cryptocurrency exchanges and wallet service providers are mandated to register with the DNB, ensuring compliance with Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) regulations. 

This progressive stance towards cryptocurrency fosters a conducive environment for the growth and adoption of digital assets, positioning the Netherlands as an attractive hub for blockchain and fintech innovation.

Is Binance Restricted in Netherlands?

Yes, Binance is restricted in the Netherlands. The De Nederlandsche Bank (DNB) declared Binance was operating without necessary legal registration, contravening the Anti-Money Laundering and Anti-Terrorist Financing Act. This led to a EUR 3,325,000 fine for Binance. Although Binance has now applied for registration and demonstrated transparency, its operations were deemed serious violations due to the inherent risks associated with crypto transactions, including money laundering and terrorist financing.

The Bottom Line

Dutch crypto investors have an array of trusted and regulated exchanges to choose from. With varying features and offerings, eToro, Bybit, Bitpanda, Bitvavo, and OKX top our list as the best cryptocurrency trading platforms for Dutch users. These exchanges provide robust security, a range of Euro deposit methods, competitive fee structures, and extensive asset portfolios.

Cryptocurrency trading is legal in the Netherlands, with crypto-assets taxed under Dutch law. Although Binance is currently restricted in the Netherlands due to compliance issues, the country's regulatory framework and the selection of compliant exchanges provide a secure and promising environment for digital asset trading.


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